Active Portfolios®
Active Portfolios investments are a family of discretionary managed solutions that provide sophisticated investment alternatives for accumulation or income needs. Investment disciplines including asset allocation, risk management, investment selection and dynamic reallocation provide the opportunity to benefit from an active investment process often reserved for institutional investors.
Your financial advisor can help you select from a portfolio that matches your risk tolerance, tax situation and investment objectives.
- Active Accumulation Portfolios® investments: are a series of professionally managed investments that use a disciplined approach that may help grow your assets over time. The quantitative investing approach employed by RiverSource Investments is intended to take advantage of market opportunities.
- Active Diversified Portfolios® investments: are a series of professionally managed investments designed to help grow your assets over time. These portfolios are constructed and monitored by Wilshire Associates, using their sophisticated approach to asset allocation, manager (or fund) research, and portfolio construction.
- Active Income Portfolios® investments: are a series of professionally managed investments designed to generate a customized stream of inflation-adjusted income over a specific period of time. The quantitative investing approach employed by RiverSource Investments is intended to take advantage of market opportunities.
Benefits
Your financial advisor will team up with specialized investment teams who actively manage and monitor your portfolio, allowing you to enjoy:
- Active pursuit of long- and short-term investment opportunities
- A well-diversified strategy that seeks to decrease risk
- Built-in asset allocation and dynamic reallocation
- Access to a level of active money management once available exclusively to pensions, endowments, foundations and other institutional investors
You might consider Active Portfolios investments if you …
- Want professional, actively managed investments without having to manage them
- Look to achieve portfolio diversification
- Want the potential to benefit from a sophisticated investment strategy
- Plan to invest for the long-term
- Need the flexibility to move funds as your situation changes
- Are comfortable with a fee-based relationship
Past performance is not an indication of future performance. Diversification and asset allocation help you spread risk throughout your portfolio, so investments that do poorly may be balanced by others that do relatively better. Diversification and asset allocation do not ensure profit or protect against loss.
Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC, part of Ameriprise Financial, Inc. A variety of managed accounts are offered by Ameriprise Financial Services, Inc. Please review the Ameriprise® Managed Accounts Client Disclosure Brochure (Schedule H of Form ADV Part II) for a full description of services offered, including fees and expenses.
Ameriprise Financial is the investment manager for Active Diversified Portfolios investments. Wilshire Associates constructs and monitors the model portfolios. Wilshire is not affiliated with Ameriprise Financial and Wilshire does not have any discretionary authority or control with respect to purchasing or selling securities or making other investments for individuals with Active Diversified Portfolios accounts.
RiverSource Investments, LLC, and affiliate of Ameriprise Financial Services, Inc., is the investment manager for Active Accumulation Portfolios and Active Income Portfolios.
Investment products are not federally or FDIC-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.